• Liability
  Liability insurance helps pay for accidental injuries, property damage, and may provide coverage for things such as medical expenses. This coverage is mandatory across Canada although the minimum amount varies across provinces.
• Collision
  Collision coverage helps pay for damages sustained to your vehicle if it’s involved in a collision with another driver or object. Collision coverage also comes into effect if your vehicle is damaged due to a hit and run accident.
• Comprehensive
  Comprehensive coverage applies to damages sustained outside of an auto accident. Some expenses that might be covered by comprehensive coverage include theft, vandalism, fire and water damage.

There are many different types of car insurance coverage available. Depending on where you live, certain coverage options are required by law, while others are optional. In order to make sure you have the right insurance in any given province, it’s important to learn the different requirements before selecting your coverage options. With all the options available, make your life easier and trust a Youngs Insurance, Richmond Hill broker to find the insurance coverage right for you.